June 2014 - Kamerow Law
Estate Planning – Revocable Trust vs. Irrevocable Trust

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Alexandria, VA 22311
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Estate Planning – Revocable Trust vs. Irrevocable Trust


He nearly died from being kicked by a horse at age 10. At 23, he served in a militia during the Black Hawk War. He was at one time challenged to a saber duel. As President, he survived an assassination attempt. Yet, after spending most of his life with a keen sense that death was imminent and although he was, himself, a lawyer, Abraham Lincoln died with no living trust, no will, and no say-so in how his estate was to be dispersed after his passing.


Fortunately, if you are reading this blog, you’ve already one-upped old Honest Abe in this category. Since trusts are becoming one of the more favored methods of preserving and handing over wealth to the chosen few, it would be a good idea to understand the basic differences between two types of trust instruments – Revocable and Irrevocable.


Irrevocable Trusts

Just as it sounds, is set up in a way that it cannot be modified or changed without special permission from all beneficiaries as well as the assigned trustee. The purpose of this is to ensure that the beneficiaries (surviving loved ones) are well taken care of after your passing.


The permanent nature of the trust is also intended to protect beneficiaries from themselves (through potential poor stewardship of their share of the trust) and from each other (through fighting over who gets what and who does what with their share).


Note: Living or revocable trusts (as explained below) will become irrevocable upon the death of the person who created it.


Revocable Trusts

A revocable trust then, is, as you might have guessed, changeable. When you create a revocable trust you do so to hold, for example, your investments, real estate, and business assets.  A trustee is assigned to hold legal possession of these assets on behalf of you, the creator of the trust, and your beneficiaries.


Protection is the name of the game for living trusts. On behalf of your estate and the loved ones who will benefit long after you’re gone, a living trust provides a protection.


Guidance For Your Living or Irrevocable Trusts

The time to start the conversation is now. Kamerow Law Firm, PLLC attorneys have an extensive understanding of estate planning law. Let us work with you to reach the best strategy for the protection of your assets, avoiding probate and caring for your loved ones sin the future.


Contact us today to schedule a free initial consultation. Call 703-370-8088.

Texting While Driving Statistics


Now more than any time in history, staying connected with friends and family is instant, constant, and, some would say, addicting.  With all known information in the world accessible in the palm of our hands, the screens of our smart phones light up our faces an average of 150 times a day, some studies show. Whether to talk, surf the internet, get directions, check social media, or text, we re-ignite our smart phones an average of once every 10 minutes, all day, every day.


This is a broad problem that affects most everyone we know, but in specific, when the use of a mobile device happens behind the wheel, things can get particularly dangerous.  Here are 5 statistics that may reshape the way you look at texting while driving.


#1 Texting While Driving Is Illegal In 39 States + Washington D.C.

Right now, whenever it is you are reading this blog, it is estimated that over three quarters of a million drivers are texting behind the wheel.  Yet most of those who are participating in this act don’t realize how dangerous it is. In most states, due to the preponderance of evidence collected over the last few years, texting while driving is specifically prohibited by law.


#2 Texting While Driving Causes 1.6 Million Accidents Yearly

Some 77% of young adults say they are confident that they can safely text while driving. Each time someone looks down to read or send a text it is estimated that their eyes are off the road at least 5 seconds.  At 55 mph, a car easily travels the length of a football field in that time.


#3 Accidents From Texting While Driving Cause 330,000 Injuries Yearly

A driver who looks up from his or her phone to see a potential collision coming has an almost 20% slower reaction speed than alert drivers. No wonder 25% of all care accidents are caused by texting and driving.  A Harvard Risk Analysis study shows that accidents that occur from texting and driving literally cause hundreds of thousands of injuries every year.


#4 Texting While Driving Can More Dangerous Than Driving Intoxicated

Texting behind the wheel is said to be six times more likely to cause an accident as driving intoxicated. According to the National Highway Transportation Safety Administration, texting while driving is the equivalent to driving under the influence of 4 beers.


#5 Texting While Driving Kills 11 Teens Every Day

Studies show that when teens text and drive they spend as much as 10% of the time outside of their driving lanes. Yet, more than half of teens, when polled said “texting and driving is easy”.  But studies show that 11 avoidable teen tragedies occur every day due to texting and driving.  Clearly, there is a misapprehension as to the imminent harm of texting on the road.


What To Do When Texting Drivers Have Affected You

If you or a loved one has been involved in an auto accident due the inattentiveness or negligence of someone who may have been texting and driving, we can help with pursue appropriate recovery, both physically and financially.


The experienced personal injury attorneys of Kamerow Law Firm, PLLC are poised to help identify negligence and set you out on a well-informed strategy to hold responsible parties accountable. Contact us online anytime to schedule your appointment to talk about your accident. Or call 703-370-8088 today.

Financial Burdens That An Unexpected And Wrongful Death Can Cause For Loved Ones


When a death occurs due to the negligence of another person a wrongful death claim is the appropriate measure for the surviving family members to pursue. Wrongful death often has an immediate, direct, and lasting impact on the family members in the wake of the accident that lead to death, in dealing with the aftermath of the death itself, and a multiplicity of other potential financial hardships.


Some of the financial burdens that an unexpected and wrongful death can cause for loved ones include:


  • Medical Bills
  • Funeral Expenses
  • Potential Punitive Damages
  • Pain and Suffering
  • Loss of Wages
  • Loss of Benefits
  • Loss of Relationship Compensation


Any one of these financial expenses can cause difficulty for the loved ones of the deceased for years to come if damages are not awarded. Enlisting the skill and experience of the right wrongful death attorney can be the best choice you make in this experience. Not only does it take an understanding of the law, but it also takes discretion and a keen sensitivity to your family’s emotions.


With over 25 years of experience with wrongful death cases, Kamerow Law Firm, PLLC has an in-depth understanding of what’s at stake with your claim.


Medical Bills

In many cases a wrongful death is preceded by a serious injury caused by the negligence of another party. Medical bills can pile up in no time – especially for emergency and intensive care or for that of a particular specialist whose help was enlisted to try to save the life of your loved one. If you and your family have a viable wrongful death claim, compensation for medical bills could be a part of your suit.


Funeral Expenses

The expenses for the funeral and burial are another potential financial hardship on someone. With the typical funeral costs up into the 5 figures, funeral expenses should be a part of your wrongful death claim.


Potential Punitive Damages

“Punitive” means “with intent to punish”. Punitive damages are appropriate when egregious negligence or bad conduct towards the alleged wrongful death victim was at play.


Pain and Suffering

Although considered a part of the non-economic impact, the pain and suffering of the surviving family members should be a financial consideration. The cost of the average therapy specialist can approach $10,000 in the first year.


Loss of Wages

The spouse or surviving dependents also lose the provision of the future wages earned of the victim. Loss of future work wages should be accurately calculated and brought to light as a part of your case.


Loss of Benefits

Tethered to the loss of future work wages is loss of future work and retirement benefits of the victim of wrongful death.


Loss of Relationship

The spouse, the children, the parents, or even the executor of the estate may be eligible to pursue loss of relationship compensation claim.  Loss of relationship is also referred to as “loss of consortium” and is based on the idea that the deceased loved one is no longer able to give the same companionship and comfort, love, affection and comfort due to the negligence of the defendant.


Kamerow Law Firm’s Alexandria law offices are fully prepared to research, negotiate and litigate towards full financial compensation for your loved one’s wrongful death.